Where will you travel?

If any of your trips will mean travelling outside our definition of Europe, you must choose Worldwide cover, even if it is only one trip or simply part of a wider trip.

Our definition of Europe covers the following territories:

  • Andorra
  • Austria
  • Belarus
  • Belgium
  • Bosnia-Herzegovina
  • Bulgaria
  • Canary Islands
  • Channel Islands (unless you live in the Channel Islands)
  • Croatia
  • Czech Republic
  • Denmark
  • Ireland
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Macedonia
  • Madeira
  • Mediterranean Islands
    (including Majorca, Menorca, Ibiza; Corsica; Sardinia; Sicily; Malta, Gozo; Crete, Rhodes and other Greek Islands; Northern and Southern Cyprus)
  • Moldova
  • Monaco
  • Morocco
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Russian Federation
    (West of Urals)
  • Serbia and Montenegro
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Tunisia
  • Turkey
  • Ukraine
  • United Kingdom (annual cover only)

Albania, although in Europe is excluded from our definition. If you wish to visit Albania you must select our Worldwide cover.

If you are likely to travel outside these countries you should buy our Worldwide cover.

This information note gives only a brief explanation about this insurance. For a full description of the cover under our annual multi-trip policy, please read the policy terms and conditions.


Santander Travel Insurance is underwritten by ACE European Group Limited. Registered office: ACE Building, 100 Leadenhall Street, London, EC3A 3BP. Registered in England Number 1112892. Authorised and regulated by the Financial Services Authority. FSA registration number 202803.

Santander UK plc. Registered Office: 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England. www.santander.co.uk Telephone 0870 607 6000. Calls may be recorded or monitored. Authorised and regulated by the Financial Services Authority except in respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading. FSA registration number 106054. Santander and the flame logo are registered trademarks.

You can check the above authorisations with the Financial Services Authority at www.fsa.gov.uk/pages/register or by calling them on 0845 606 1234.

All premiums shown include Insurance Premium Tax at the applicable rate.

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