Introduction

Santander Travel Insurance Terms and Conditions

Your Statutory Rights are unaffected by our Terms & Conditions.

In addition to our website terms and conditions, every insurance policy has a specific set of terms and conditions that apply to it - referred to as the policy wording.

We ALWAYS enable you to review the full policy wording, before you purchase cover from us. Once you have purchased cover, your fulfilment documents will include the policy wording.

We draw your attention to key aspects all our insurance policies.

Your right to cancel a policy

If you are not satisfied with a Policy we will cancel it and refund any premiums you have paid. We will do this, providing you have asked us to cancel the Policy within 14 days of purchase, and have not travelled or made a claim. If you wish to cancel your Policy after 14 days, we reserve the right to charge you a premium proportionate to the cover that has been in force up to the date of your cancellation, and a reasonable administration charge for any costs incurred. Cancelling the policy will mean that no cover under the Policy ever existed, and you will not be able to make a claim.

Complaints & Resolving Issues

We operate a comprehensive complaints procedure.

If you have any questions or concerns with our Terms and Conditions, we welcome your enquiry - click here for our full contact details

Updates or changes to our Terms & Conditions

All of our Terms and Conditions are routinely reviewed and updated to ensure that they reflect the latest situation with regard to technology and data protection. In many cases, updates will reflect changes to improve the way your privacy and security are protected.

Comments on our Service

We welcome comments on any aspect of our website, policy wording, or service - you can Contact Us to provide your feedback.


Santander Travel Insurance is underwritten by ACE European Group Limited. Registered office: ACE Building, 100 Leadenhall Street, London, EC3A 3BP. Registered in England Number 1112892. Authorised and regulated by the Financial Services Authority. FSA registration number 202803.

Santander UK plc. Registered Office: 2 Triton Square, Regent’s Place, London NW1 3AN, United Kingdom. Registered Number 2294747. Registered in England. www.santander.co.uk Telephone 0870 607 6000. Calls may be recorded or monitored. Authorised and regulated by the Financial Services Authority except in respect of its consumer credit products for which Santander UK plc is licensed and regulated by the Office of Fair Trading. FSA registration number 106054. Santander and the flame logo are registered trademarks.

Santander UK plc advises on mortgages, a limited range of life assurance, pension and collective investment scheme products and acts as an insurance intermediary for general insurance.

You can check the above authorisations with the Financial Services Authority at www.fsa.gov.uk/pages/register or by calling them on 0845 606 1234.

All premiums shown include Insurance Premium Tax at the applicable rate.

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