Table of Benefits
The following table shows a comparative summary of the main benefits provided.
Important Notes
- Cover is only available to UK residents who are aged 64 or under on the day they go on holiday.
- Premiums include insurance premium tax at the prevailing rate where applicable.
- For each claim under one or more of the sections below marked with an asterisk (*), an excess of £50 per person will be deducted.
- The full details of the cover provided are ONLY provided in the Policy Wording.
- This does not replace the Key Facts document, which you should read before you buy this insurance.
| Cover Section | Benefit Amount For each person insured we pay up to... |
Standard Holiday | Standard Holiday including Winter Sports |
| Medical/additional expenses* | Unlimited |  |
|
| ACE assistance | Unlimited |  |
|
| Cancellation, Curtailment & Rearrangement* | £5,000 | |
|
| Personal property* (including mobility aids) | £1,500 (Limit for mobility aids - £500; limit for any other single item - £250; total payable for all valuable items - £250.) | |
|
| Money* | £1,000 (cash limit £500) | |
|
| Personal liability | £2 million | |
|
| Legal advice/expenses | £25,000 | |
|
| Compassionate Return | £300 | |
|
| Petcare Fees | £200 | |
|
| Essential medication, dentures, hearing aids, glasses and contact lenses (courier costs only) | £100 | |
|
| Travel delay | a) £50 after 10 hrs delay, £10 after next 12 hrs etc. (max. £300) b) or £5,000* if holiday abandoned after 24 hrs delay (outward) |
|
|
| Personal accident | £25,000 (See policy for full details) | |
|
| Lost passport/driving licence | £300 | |
|
| Hijack | £50 for each 24 hours (max £10,000) plus £25,000 additional fees to secure release | |
|
| Hospital benefit | £400 | |
|
| Missed departure* | £500 | |
|
| Winter sports (optional) | ski hire - £20 per day Lack of snow - £30 per day Unused ski pass - £200 per week Avalanche cover - £100 |
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